The Time Old Battle of Buying New or Used

New Vs. Used Cars

No matter what the situation, deciding on a new car can become a very stressful situation. One of the many questions that comes up during this process is whether to get a new or used vehicle. Now there is no right or wrong answer to this question, all one can do is simply weigh the benefits of each and figure out what is best for them when it’s decision time.

The Benefits of Both

 

The first obvious benefit of buying a new car is that it isn’t used. So that means there’s no wear and tear on it, the car hasn’t been mistreated by a bad driver and it won’t have any unbearable odor on it. With a new car, you can also get it made to order in terms of the interior and exterior of the automobile. It will also have higher fuel efficiency and lower emissions as cars are being made now to run better and release fewer toxins in to the air. A newer car will also come with the most up to date safety systems to keep you and your passengers safe. When it comes to a used vehicle, its price will be a lot lower than if it were new which will be easier on the car buyers’ bank account. Your insurance rates will be lower as well because when cars get older they become less expensive.

 

George Kell Motors offers a wide variety of new and used Chevrolet, Buick and GMC vehicles. Well work with you to get you the best price for your new automobile. For more information on our vehicles and prices, please contact us today!

 

 

Give Your Tires the Attention They Deserve

Tires

When taking a car off of our lot, customers can rest assured that it’s in great shape and—whether new or old—ready for years and years of driving. Still, in order to maximize the life of a car and the safety of those it carries, vehicle owners need to be aware of how to take care of it with regular maintenance and inspection.

 

These days, modern automobiles give off an aura of invincibility. It’s true that high-tech components do a great job of making cars safer and more secure than ever before. Still, there are some parts that are so basic and fundamental that they just need some good old-fashioned routine maintenance. Tires—the only part of your car that actually makes contact with the road—are at the top of this list.

 

So while you can leave much of your worry and concern aside, leaving it to intricate systems of sensors and alerts, the physical nature of your tires calls for you to pay some attention to them.

 

Everyone knows that tires wear down over time. This can compromise your safety and cost you money on fuel efficiency. What many people don’t know is that tire wear can occur even when they’re not being used very often. While a little bit of wear can actually be somewhat beneficial in ideal driving conditions, rain and snow are a completely different story.

 

Remember learning about “hydroplaning” back in your Driver’s Ed class? In case you’ve forgotten, hydroplaning is basically when a car begins to actually float on top of water on the ground, causing the driver to totally lose control. It sounds farfetched, but oftentimes the only thing keeping a car from hydroplaning is the treading on its tires. Treads allow water to rush through and escape without sending you on a surprise ghost ride. Similarly, treading allows cars to effectively travel through snow.

 

To deal with changes in weather, many drivers choose to change their tires seasonally, which is never a bad idea. After all, if you split time between two sets of tires, each one should last much longer. Whether you use winter tires or not, most states require that tires be replaced when they reach 2/32” of remaining tread depth. If you’re unsure, most tires will have indicators in the form of tread wear bars that reveal themselves when it’s time for a new set.

 

When it comes to tire wear, much depends on what type of car you drive and what type of driving you typically do. The staff at George Kell Motors are happy to help you come up with a tire maintenance plan that’s right for you.

 

Tips For Improving Your Credit

Credit Application

 

One of the considerations when looking to purchase or lease a new or used automobile is how good your credit is. Your credit score can influence the interest rate, loan amount and repayment period you may qualify for, and keeping up on your credit and working to improve it is one of the main ways that you better position yourself to get into the car you have your eye on.

 

If you don’t know your credit scores, finding them out is a key first step. Knowing where you stand and finding out if you have any errors or problems on your report can help you plan your way to improving your score. By law, you can receive a free copy of your credit report from each of the three credit bureaus – Equifax, Experian and TransUnion every 12 months. The federal government offers this on its website, AnnualCreditReport.com.

 

Next, you’ll want to pay attention to your payment activities and history. Ensure that you continue to pay your balances or minimum payments on time and, if possible, work to pay down any outstanding debts. Credit bureaus factor both on-time payments and a debt-to-income ratio, so keeping your account current and reducing your debts will, in turn, improve your score.

 

Bankrate.com also recommends being aware of how applying for new credit can impact you. Every time you apply for new credit lines, like credit cards or personal loans, it leaves an inquiry on your credit report. This can lead to a small decline in your score for up to a year. However, with larger expense loans, like auto, mortgage and student loans, that often involve receiving multiple credit checks, lenders will ignore the repeat inquiries during a small window leading up to your loan. This window spans between two weeks and 45 days, depending on the lender’s scoring software, so try to do your loan shopping in a small window right before you intend to buy.

 

In addition, lenders also look at the length of your employment and how long you’ve lived at your current residence. They will also factor in your reported income versus your rent or mortgage obligations and other monthly payments to determine how much of a loan you can qualify for, further driving the point that doing all you can to minimize other outstanding debts will only serve to improve the likelihood of being approved for the vehicle you want.

 

 

5 Reasons to Buy a Vehicle from a Dealership

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Thanks to advances in technology, searching for a new car has never been easier.  In addition to local new and used car dealers, consumers can also find private sellers online, such as on Craig’s List or other sites.

 

Though the pictures you see from private sellers online may look pristine, and you may be intrigued by the listing price, are you really confident in what you’re buying?  How do you know the car is in “great condition,” and won’t break down 4 weeks after you purchase it?  Moreover, how much could you possibly know about the seller’s reputation?  Do you really want to make such a large and significant investment with so many unknowns?

 

For most people, the answer is a resounding no.  Most consumers prefer to purchase from a reputable car dealership; let’s look at 5 reasons why:

 

1)      Dealerships have standards they must adhere to; meaning unlike private sellers, they can’t just sell you anything with four wheels and metal.  Instead, they must follow the implied warranty of merchantability, which essentially makes it illegal for dealers to sell vehicles that can’t reasonably function. Conversely, private sellers or someone with an ad online do not have to adhere to such standards and can sell you damaged goods. Buyer beware.

 

2)      Reputations.  A car dealership’s reputation is vital to their survival.  As such, any reputable dealer will treat their customers well, and maintain favorable business practices in order to keep their strong public standing.  Meanwhile, a private seller does not have to worry nearly as much, if at all about such things, while dealerships are putting major time, energy and effort towards having strong customer relations.

 

3)      Selection.  Sure, you can take a look on Craig’s List or in the classified ads of the newspaper and find a bunch of options to choose from, but it’s nothing like the array of options you’ll find at a dealership.  Regardless of whether you want a brand new car or a used vehicle that is still in prime condition, most dealerships will have just what you need.

 

4)      Customization.  With private sellers, what you see is what you get.  Conversely, dealerships can customize the features of your car to suit your needs – you want a built in GPS system? Done. You want power locks, power windows and a sun roof? Done.  Point being, the choice is up to you.

 

5)      Warranties.  Worst case scenario happens, and after a few weeks, you find that your car is not running as it should.  If you bought it from a dealership, it is likely under a warranty, and you can bring it in and have one of their expert mechanics look at it.  If you found the car online, good luck A- trying to track down the person that sold your car and B- convincing them that they need to do something to rectify the situation.

 

As you can see, there are many short and long-term advantages to buying your car from a dealership.  If you’re in the North Newport, AR area and are in the market for a new vehicle, be sure to check out George Kell Motors.